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Best 20 cards
updated on 2/7/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 30 cards here
Annual feePromo BT APRPromo period for BTs (months)Promo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
Card type
$0 No promo No promo No promo No promo No promo No promo N/A Metabank Western Union® MoneyWise™ Prepaid MasterCard®   $10 Pre-Paid
$0 No promo No promo 0% 9 No promo No promo 13.99%- 20.99% V Discover Discover® Open Road Card for Students Cashback
2%
$20 Student
$0 0% 15 0% 15 3% N/A 10.99% - 20.99% (V) Discover Discover® Motiva Card Cashback
1%
$25 Regular
$0 No promo No promo No promo No promo No promo No promo 14.24% or 16.24% (Variable) Citibank Citi® Hilton HHonors™ Visa Signature® Card Points
2 per $1
$50 Regular
$0 No promo No promo 0% 6 No promo No promo 15.24% variable American Express TrueEarnings® Card from Costco and American Express Cashback
3%
$75 Regular
$0 No promo No promo 0% 12 No promo No promo 17.24%-22.24% Variable American Express Blue Cash Everyday(SM) Card from American Express Cashback
3%
$100 Regular
$0 0% 12 0% 6 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100 Regular
$0 0% 12 0% 12 3% N/A 12.99% - 22.99% (Variable) Citibank Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Cashback
5%
$100 Regular
$0 0% 12 0% 7 3% N/A 12.99% - 22.99% (Variable) Citibank Citi Forward® Card Points
1 per $1
$100 Regular
$0 No promo No promo 0% 6 No promo No promo 13.24% Variable Citibank CitiBusiness® World Card Points
1 per $1
$100 Business
$0 0% 6 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
$125 Regular
$0 No promo No promo No promo No promo No promo No promo 14.24% Chase Continental Airlines OnePass® Plus Card Miles
1 per $1
$174 Regular
$0 No promo No promo No promo No promo No promo No promo 15.99% - 22.99% Variable Chase Chase Freedom® Visa - $200 Bonus Cash Back Cashback
10%
$200 Regular
$0 No promo No promo No promo No promo No promo No promo 15.99% - 22.99% Chase Chase Freedom® MasterCard - $200 Bonus Cash Back Cashback
10%
$200 Regular
$0 0% 6 0% 6 3% N/A 13.24% Chase Ink℠ Classic Business - Up to 25,000 Bonus Points Points
1 per $1
$250 Business
$0 No promo No promo No promo No promo No promo No promo 15.24% Variable Chase Chase Sapphire℠ Points
1 per $1
$250 Regular
$0 No promo No promo No promo No promo No promo No promo 12.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Preferred Card - 25,000 points - $250 in gift cards Points
1 per $1
$250 Regular
$0 No promo No promo No promo No promo No promo No promo 14.24% Chase ALL-NEW United MileagePlus® Explorer Card Miles
1 per $1
$300 Regular
$45 No promo No promo No promo No promo No promo No promo 14.24% Chase Marriott Rewards® Credit Card Points
1 per $1
$100 Regular
$60 0% 6 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
$105 Regular
Annual feePromo BT APRPromo period for BTs (months)Promo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programBonus5
Green links only
Reviews

Discussion
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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