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Best 5 or fewer cards per bank
updated on 3/12/2010
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all cards here

American Express
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameCashback annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
American Express No promo No promo $1752 No promo No promo No promo No promo N/A American Express(R) Premier Rewards Gold Card Points:
3 per $1 on airfare,
2 per $1 on gas, groceries,
1 per $1 for general purchases
$150 Regular

American Express
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameCashback annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
American Express No promo No promo $0 0% 6 No promo No promo 15.24% TrueEarnings® Card from Costco and American Express $369 $25 Regular
American Express No promo No promo $0 0% 6 No promo No promo As low as 17.24% Blue Sky from American Express® Points
1 per $1
$100 Regular
American Express 2.9% 6 $452 2.9% 6 0% $0 15.24% Starwood Preferred Guest® Credit Card from American Express $400 $100 Regular
American Express No promo No promo $125 No promo No promo No promo No promo N/A American Express® Preferred Rewards Gold Card $325 $100 Regular
American Express 9.99% 12 $150 No promo No promo 0% $0 14.50% Platinum Delta SkyMiles® Credit Card from American Express 1 mile per $1 for general purchases $250 Regular

Chase
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameCashback annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
Chase 0% up-to 12 $0 0% up-to 6 3.0% N/A 12.99%, 17.99%, or 22.99% Chase Freedom℠ Cashback
1%
$50 Regular
Chase No promo No promo $0 No promo No promo No promo No promo 12.24% Chase Sapphire℠ Points
1 per $1
$100 Regular

Citibank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameCashback annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
Citibank 0% 7 $0 0% 7 3.0% N/A 14.24% Variable Citi Forward® Card Points
1 per $1
$50 Regular
Citibank No promo No promo $0 0% 7 No promo No promo 17.24% Variable Citi Forward® Card for College Students Points
1 per $1
$50 Student

Discover
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameCashback annual estimate
or
rate5
Bonus6
Green links only
Reviews

Discussion
Card type
Discover No promo No promo $0 0% 6 No promo No promo 14.99% Discover® Student Card $233 $20 Student
Discover 0% 6 $0 0% 6 0% $0 11.99% Discover® Open Road(SM) Card Cashback
.25%
$25 Regular
Discover No promo No promo $0 0% 6 No promo No promo 14.99% Discover® Open Road(SM) Card for Students Cashback
.25%
$25 Student
Discover 3.99% 12 $0 3.99% 6 3.0% $0 as low as 11.99% Discover® Motiva(SM) Card $257 $25 Regular
Discover 0% 6 $0 *0% 6 5.0% N/A As low as 11.99% Discover® More® Card $443 $50 Regular
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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