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Best 20 cards
updated on 2/7/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 30 cards here
Bonus5
Green links only
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReviews

Discussion
Card type
$500 No promo No promo $952 No promo No promo No promo No promo 15.24% Variable Chase Chase Sapphire℠ Preferred Card Points
1 per $1
Regular
$300 No promo No promo $1252 No promo No promo No promo No promo 13.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards Points
1 per $1
Regular
$300 No promo No promo $95 No promo No promo No promo No promo 15.24% - 19.24% Variable American Express Gold Delta SkyMiles® Credit Card from American Express Miles
1 per $1
Regular
$300 No promo No promo $0 No promo No promo No promo No promo 14.24% Chase ALL-NEW United MileagePlus® Explorer Card Miles
1 per $1
Regular
$250 No promo No promo $450 No promo No promo No promo No promo N/A American Express The Platinum Card® from American Express Points
1 per $1
Business
$250 No promo No promo $69 No promo No promo No promo No promo 15.24% Chase Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT Points
1 per $1
Regular
$250 No promo No promo $652 No promo No promo No promo No promo 15.24% - 19.24% variable American Express Starwood Preferred Guest® Credit Card from American Express Points
1 per $1
Regular
$250 No promo No promo $0 No promo No promo No promo No promo 12.99% - 22.99% (Variable) Citibank Citi ThankYou℠ Preferred Card - 25,000 points - $250 in gift cards Points
1 per $1
Regular
$250 No promo No promo $0 No promo No promo No promo No promo 15.24% Variable Chase Chase Sapphire℠ Points
1 per $1
Regular
$250 0% 6 $0 0% 6 3% N/A 13.24% Chase Ink℠ Classic Business - Up to 25,000 Bonus Points Points
1 per $1
Business
$200 No promo No promo $852 No promo No promo No promo No promo 15.24% Chase Marriott Rewards® Premier Credit Card Points
1 per $1
Regular
$200 No promo No promo $0 No promo No promo No promo No promo 15.99% - 22.99% Chase Chase Freedom® MasterCard - $200 Bonus Cash Back Cashback
10%
Regular
$200 No promo No promo $0 No promo No promo No promo No promo 15.99% - 22.99% Variable Chase Chase Freedom® Visa - $200 Bonus Cash Back Cashback
10%
Regular
$182 No promo No promo $852 No promo No promo No promo No promo 15.24% Variable Citibank Citi® Platinum Select® / AAdvantage® World MasterCard®   Regular
$174 No promo No promo $0 No promo No promo No promo No promo 14.24% Chase Continental Airlines OnePass® Plus Card Miles
1 per $1
Regular
$150 No promo No promo $175 No promo No promo No promo No promo N/A American Express American Express(R) Premier Rewards Gold Card Points:
3 per $1 on airfare,
2 per $1 on gas, groceries,
1 per $1 for general purchases
Regular
$125 0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card Miles
1 per $1
Regular
$105 0% 6 $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card Miles
2 per $1
Regular
$100 No promo No promo $125 No promo No promo No promo No promo N/A American Express American Express® Gold Card Points
1 per $1
Regular
$100 No promo No promo $45 No promo No promo No promo No promo 14.24% Chase Marriott Rewards® Credit Card Points
1 per $1
Regular
Bonus5
Green links only
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReviews

Discussion
Card type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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