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Best 5 or fewer regular cards per bank
updated on 1/6/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 21 cards here

Chase
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Chase 0% 12 $0 0% 6 3% N/A As low as 11.99% Variable Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100
Chase 0% 6 $0 0% 15 3% N/A 11.99% - 21.99% Variable Slate® from Chase MasterCard    
Chase 0% 6 $0 0% 6 3% N/A 11.99% - 21.99% variable Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration   $75
Chase 0% 6 $0 0% 6 3% N/A 11.99% - 21.99% (Variable) Slate® from Chase - Limited Time: No Balance Transfer Fee    

Citibank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Diamond Preferred® Card    
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Platinum Select® Visa® Card    
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Platinum Select® MasterCard®    
Citibank 0% 21 $0 0% 21 3% N/A 12.99% - 21.99% (Variable) Citi Simplicity® Card    
Citibank 0% 12 $0 0% 7 3% N/A 12.99% - 22.99% (Variable) Citi Forward® Card Points
1 per $1
$100

Discover
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Discover 0% 18 $0 0% 6 3% N/A 10.99% - 20.99% (V) Discover® More Card - 18 Month Promotional Balance Transfer Cashback
20%
 
Discover 0% 15 $0 0% 15 3% $10 10.99% - 20.99% (V) Discover® More Card Cashback
5%
 
Discover 0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover® Motiva Card Cashback
1%
$25
Discover 0% 12 $0 0% 12 3% N/A 10.99% - 20.99% (V) Discover® Open Road Card - $150 Restaurant.com Gift Certificate Cashback
2%
$175
Discover 0% 12 $0 0% 12 5% N/A 10.99% - 19.99% (V) Discover® More Card - $0 Balance Transfer Fee! Cashback
20%
 

IberiaBank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
IberiaBank 1.99% NONE $0 No promo No promo 2% N/A 7.25%, 10.25%, or 13.25% IberiaBank Visa® Classic Card    
IberiaBank 1.99% NONE $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank Visa® Platinum Rewards Card Points
1 per $1
 
IberiaBank 1.99% NONE $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank Visa® Gold Cash Back Rewards Card Cashback
1%
 
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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