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Best 20 regular cards
updated on 6/13/2011
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 23 cards here
Cashback annual estimate
or
rate5
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
Reviews

Discussion
$443 0% 15 $0 0% 15 3% N/A 11.99% - 20.99% (V) Discover Discover® More Card $50
$400 2.90% 6 $652 2.9% 6 3% N/A 15.24% variable American Express Starwood Preferred Guest® Credit Card from American Express $100
$276 1.99% 6 $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card  
$257 3.99% 15 $0 3.99% 15 4% N/A 11.99% - 20.99% (Variable) Discover Discover® Motiva Card $25
Miles
1 per $1
9.99% 12 $952 No promo No promo 3% N/A 14.50% variable American Express Gold Delta SkyMiles® Credit Card from American Express $50
Points
1 per $1
1.99% 6 $0 No promo No promo 2% N/A 9.25%, 12.25%, or 15.25% IberiaBank IberiaBank Visa® Platinum Rewards Card  
1.99% 6 $0 No promo No promo 2% N/A 7.25%, 10.25%, or 13.25% IberiaBank IberiaBank Visa® Classic Card  
Miles
2 per $1
0% 6 $60 0% 6 3% N/A 10.99% - 16.99% (V) Discover Escape by Discover® Card $105
Miles
1 per $1
0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Discover Miles by Discover® Card $125
Cashback
2%
0% 12 $0 0% 12 4% N/A 11.99% - 20.99% (V) Discover Discover® Open Road Card - $50 CashBack Bonus® $50
Cashback
2%
0% 12 $0 0% 12 4% N/A 11.99% - 20.99% (V) Discover Discover® Open Road Card - $75 Restaurant.com Gift Certificate $100
Cashback
5%
0% 12 $0 0% 12 3% N/A 12.99% - 20.99% (Variable) Citibank Citi® Dividend Platinum Select® MasterCard® - Limited Time Offer $100 Cash Back  
Points
1 per $1
0% 12 $0 0% 7 3% N/A 12.99% - 21.99% (Variable) Citibank Citi Forward® Card  
Cashback
10%
0% 12 $0 0% NONE 3% N/A As low as 11.99% Chase Chase Freedom® MasterCard - $100 Bonus Cash Back + 0% Intro APR $100
Cashback
10%
0% 12 $0 0% 6 3% N/A As low as 11.99% Variable Chase Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR  
Cashback
10%
0% 12 $0 0% 6 3% N/A As low as 9.99% Variable Chase Chase Freedom® Visa - As Low As 9.99% APR  
Points
1 per $1
0% 15 $0 0% 15 3% N/A 12.99% - 20.99% (Variable) Citibank Citi ThankYou℠ Preferred Card $50
0% up-to 15 $0 0% up-to 15 3% N/A As low as 11.99% Variable Chase Slate℠ from Chase  
0% up-to 15 $0 0% up-to 15 3% N/A As low as 11.99% Variable Slate℠ from Chase  
Cashback
20%
0% 18 $0 0% 6 3% N/A 11.99% - 20.99% (V) Discover Discover® More Card - 18 Month Promotional Balance Transfer  
Cashback annual estimate
or
rate5
Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameBonus6
Green links only
Reviews

Discussion
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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